2.49% (5.25% APR) First Year Rate†
FHA 30-Year Fixed Rate with 2/1 Buydown Program
For a limited time on select quick move-in homes, Toll Brothers Mortgage Company is offering reduced interest rates for the first two years of your FHA 30-year fixed-rate loan and then a locked interest rate starting with year three for the remaining loan term. This offer is only available on homes that close by April 30, 2026, so take advantage of this great rate now.
YEAR 1
2.49%
(5.25% APR)
YEAR 2
3.49%
(5.25% APR)
YEARS 3 - 30
4.49%
(5.25% APR)
Discover the Toll Brothers FHA 2/1 Buydown Program and give yourself one more reason to make your next move.
EXAMPLE: 2/1 BUYDOWN PROGRAM SAVINGS
- Loan Type: 30-Year Fixed
- Note Rate: 4.49% (5.25% APR)
- Loan Amount: $508,750
YEAR 1
RATE
2.49%
(5.25% APR)
PAYMENT
$2,007.53/mo.
SAVINGS
WITH REDUCED RATES
(vs. 4.49% Note Rate) $567.21/mo. = $6,806.52/yr
(Year 1 vs. Years 3 - 30)
YEAR 2
RATE
3.49%
(5.25% APR)
PAYMENT
$2,281.68/mo.
SAVINGS
WITH REDUCED RATES
(vs. 4.49% Note Rate) $293.06/mo. = $3,516.72/yr
(Year 2 vs. Years 3 - 30)
YEARS 3 - 30
RATE
4.49%
(5.25% APR)
PAYMENT
$2,574.74/mo.
TOTAL SAVINGS =
$10,323.24
(First Two Years)
Take advantage of big savings today! Complete the form below to contact an expert and get started.
†Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions. Not to be combined with any other offer. Valid for new buyers only that sign an Agreement of Sale on select quick delivery homes on or after 3/13/26 and close by 4/30/26. Toll Brothers reserves the right to change or withdraw any offer at any time. Rate subject to limited availability on select quick move-in homes and may expire without notice. 2/1 buydown reduces principal and interest payment rate below the 4.49% Note rate for the first two years after closing. Example: 2.49% first year, 3.49% second year, 4.49% in years 3-30. Based on $509,224 sales price and $500,000 base loan amount ($508,750 total loan amount with financed FHA upfront mortgage insurance premium) and 660 minimum qualifying credit score. FHA maximum county conforming loan limits apply. Pmt. factors at 2.49% is $3.95, 3.49% is $4.49, 4.49% is $5.06 per $1,000 financed. Rate/program available through Toll Brothers Mortgage Company NMLS #18154 (www.nmlsconsumeraccess.org). See www.TollBrothersMortgage.com for state licensing information. Subject to change w/o notice and for qualified buyers only; other programs available. Incentives subject to maximum interested party contribution limits based on loan program and down payment. Buyer must complete a Rate Lock Agreement with Toll Brothers Mortgage to secure rate. This is not an offer where prohibited by law. See sales representative for details. 3/2026 
