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1.99% (5.76% APR)
First-Year Rate

30-Year Fixed Rate with 3/2/1 Buydown
Limited Time Only on Select Homes

For a limited time on select quick move-in homes, Toll Brothers Mortgage Company is offering reduced interest rates for the first three years of your 30-year FHA fixed loan and then a locked interest rate starting with year four for the remaining loan term. This offer is only available on homes that close by July 31, 2025, so take advantage of this great rate now.

YEAR 1
1.99%
(5.76% APR)
YEAR 2
2.99%
(5.76% APR)
YEAR 3
3.99%
(5.76% APR)
YEARS 4 - 30
4.99%
(5.76% APR)

Discover the Toll Brothers 3/2/1 Buydown Program and give yourself one more reason to make your next move.

EXAMPLE: 3/2/1 BUYDOWN PROGRAM SAVINGS

  • Loan Type: 30-Year Fixed
  • Note Rate: 4.99% (5.76% APR)
  • Loan Amount: $510,581
YEAR 1
RATE
1.99%
(5.76% APR)
PAYMENT
$1,884.65/mo.

SAVINGS

WITH REDUCED RATES
(vs. 4.99% Note Rate)
$853.14/mo. = $10,237.68/yr
(Year 1 vs. Years 4 - 30)
YEAR 2
RATE
2.99%
(5.76% APR)
PAYMENT
$2,149.88/mo.

SAVINGS

WITH REDUCED RATES
(vs. 4.99% Note Rate)
$587.91/mo. = $7,054.92/yr
(Year 2 vs. Years 4 - 30)
YEAR 3
RATE
3.99%
(5.76% APR)
PAYMENT
$2,434.65/mo.

SAVINGS

WITH REDUCED RATES
(vs. 4.99% Note Rate)
$303.14/mo. = $3,637.68/yr
(Year 3 vs. Years 4 - 30)
YEARS 4 - 30
RATE
4.99%
(5.76% APR)
PAYMENT
$2,737.79/mo.

SAVINGS

WITH REDUCED RATES
(vs. 4.99% Note Rate)
TOTAL SAVINGS =
$20,930.28
(First Three Years)

Take advantage of big savings today! Complete the form below to contact an expert and get started.

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Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions. Toll Brothers reserves the right to change or withdraw any offer at any time. Not to be combined with any other offer. Rate subject to limited availability on select quick move-in homes and may expire without notice. Valid for new buyers only that sign an Agreement of Sale on select homes on or after 5/23/25 and close by 7/31/25. Buydown reduces principal and interest payments below the 4.99% Note rate for the first three years after closing. Example: 1.99% first year, 2.99% second year, 3.99% third year, then 4.99% in years 4-30. Payment factors per $1,000 financed: 1.99% is $3.69, 2.99% is $4.21, 3.99% is $4.77, 4.99% is $5.36. Based on $520,000 sales price and $510,581 total loan amount (incl. financed FHA upfront mortgage insurance premium) and 680 qualifying credit score. Minimum loan amount is $250,000 and maximum loan amount is lesser of the FHA conforming county loan limit or $806,500. For qualified buyers only, other programs available. Additional costs apply for credit score under 680, which may increase rate/APR. Rate/program available through Toll Brothers Mortgage Company: NMLS #18154 (www.nmlsconsumeraccess.org), see TollBrothersMortgage.com for licensing information. Incentives subject to maximum interested party contribution limits based on loan program and down payment. Buyer must complete a Rate Lock Agreement with Toll Brothers Mortgage to secure rate. Photos are images only and should not be relied upon to confirm applicable features. This is not an offer where prohibited by law. See sales representative for details. 5/2025 Equal Housing OpportunityEqual Housing Lender