---
title: "New Home Community Breakwater at Ward Creek by Toll Brothers in Panama City Beach, FL"
description: "Breakwater at Ward Creek is a master-planned, gated community in Panama City Beach, FL, featuring 3 collections of single-family homes with onsite resort-style amenities."
canonical_url: "https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek"
generated_at: 2026-10-02T11:43:26.149Z
---

# Community: Breakwater at Ward Creek

[Florida](https://www.tollbrothers.com/luxury-homes/Florida) > [Panama City Beach](https://www.tollbrothers.com/luxury-homes/Panama-City-Beach-FL)

- Location: Panama City Beach, FL
- County: Bay County
- Home Type: Single-Family
- Community Type: Resort
- Quick Move-In Homes: 5

Master Planned Community including 3 collections

- [Breakwater at Ward Creek - Coastal Collection](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Coastal-Collection) — Single-Family — 1665-2548 + sq. ft. — Priced From $434,995
- [Breakwater at Ward Creek - Oasis Collection](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Oasis-Collection) — Single-Family — 2114-2565 + sq. ft. — Priced From $538,995
- [Breakwater at Ward Creek - Vista Collection](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Vista-Collection) — Single-Family — 2455-3435 + sq. ft. — Priced From $627,995

## Online Sales Team

- Team: Kathleen, Arianna, Patty, Adriana & Zach
- Phone: 877-958-1140

## Sales Center

232 Breakwater Blvd, Panama City Beach, FL 32413

## Community Overview

**Community Type:** Amenities/Resort Community

Just minutes from the gorgeous Gulf Coast beaches, Breakwater at Ward Creek is a gated community in Panama City Beach, FL, featuring luxury single-family homes with access to amazing resort-style amenities.

### Community Highlights

- Access to Breakwater's resident-only amenities, including a resort-style pool, fitness center, clubhouse, pickleball and tennis courts, playground, and more
- Exclusive gated community with gorgeous home sites, many with preserve or water views
- Prime location just minutes from Northwest Florida Beaches International Airport, future FSU health care facility, 30Avenue, public beach access, and Pier Park, featuring dining, shopping, and entertainment for all ages
- Brand-new, nationally acclaimed architecture and home designs to fit your lifestyle
- Hundreds of designer options available to personalize your home at the exclusive onsite Toll Brothers Design Studio

### School District

Bay District

Situated along the Gulf Coast only minutes from the beautiful sandy beaches and turquoise water, Breakwater at Ward Creek introduces Toll Brothers luxury living to this highly desirable area. This serene, gated community in Panama City Beach, FL, offers single-family homes with unparalleled sophistication and the opportunity for homeowners to select interior finish and fixture options from top brands to create a truly personalized space. Breakwater at Ward Creek also features an array of exciting community amenities, like a luxury clubhouse and pool, in addition to its close proximity to the beautiful charm of Rosemary Beach and modern conveniences of Panama City Beach.

## Quick Move-In Homes

| Home | Home Site | Address | Home Type | Beds | Baths | Half Baths | Sq Ft | Garages | Stories | Price | Move-In |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [Bellview Farmhouse](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Coastal-Collection/Quick-Move-In/284612) | 264 | 633 Light Cast Way | Single-Family Home | 3 | 2 | 0 | 1,739 | 2 | 1.0 | $559,000 | 2026-10-02 |
| [Summerwood Cottage](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Oasis-Collection/Quick-Move-In/286215) | 287 | 313 Breakwater Blvd | Single-Family Home | 3 | 2 | 0 | 2,115 | 2 | 1.0 | $649,000 | 2026-12-17 |
| [Caswell Coastal](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Vista-Collection/Quick-Move-In/286218) | 302 | 312 Ember Ln | Single-Family Home | 3 | 2 | 1 | 2,455 | 3 | 1.0 | $799,000 | 2027-01-13 |
| [Killian Farmhouse](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Vista-Collection/Quick-Move-In/286597) | 177 | 657 Shoal Lndg | Single-Family Home | 4 | 3 | 1 | 3,435 | 3 | 2.0 | $949,000 | 2027-05-11 |
| [Grayton Cottage](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Vista-Collection/Quick-Move-In/286217) | 28 | 344 Breakwater Blvd | Single-Family Home | 4 | 3 | 1 | 2,844 | 3 | 1.0 | $864,000 | 2027-01-25 |

## Home Designs

| Home Design | Home Type | Beds | Baths | Half Baths | Sq Ft | Garages | Stories | Starting Price | QMIs |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [Bellview](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Coastal-Collection/Bellview) | Single-Family Home | 3 | 2 | 0 | 1,738 | 2 | 1.0 | $454,995 | 1 |
| [Cain](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Coastal-Collection/Cain) | Single-Family Home | 3 | 2 | 1 | 2,120 | 2 | 2.0 | $508,995 | 0 |
| [Frankford](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Coastal-Collection/Frankford) | Single-Family Home | 2–3 | 2 | 0 | 1,665 | 2 | 1.0 | $434,995 | 0 |
| [Hathaway](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Coastal-Collection/Hathaway) | Single-Family Home | 3–4 | 3 | 0 | 2,548 | 2 | 2.0 | $564,995 | 0 |
| [Delwood](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Oasis-Collection/Delwood) | Single-Family Home | 3–4 | 3 | 0 | 2,565 | 2 | 2.0 | $594,995 | 0 |
| [Sandestin](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Oasis-Collection/Sandestin) | Single-Family Home | 4 | 3 | 0 | 2,542 | 2 | 2.0 | $589,995 | 0 |
| [Summerwood](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Oasis-Collection/Summerwood) | Single-Family Home | 3 | 2 | 0 | 2,114 | 2 | 1.0 | $538,995 | 1 |
| [West Bay](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Oasis-Collection/West-Bay) | Single-Family Home | 3 | 2 | 0 | 2,230 | 2 | 1.0 | $557,995 | 0 |
| [Palmetto](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Oasis-Collection/Palmetto) | Single-Family Home | 4 | 3 | 0 | 2,457 | 2 | 1.0 | $585,995 | 0 |
| [Callaway](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Vista-Collection/Callaway) | Single-Family Home | 4–5 | 4–5 | 1 | 3,072 | 3 | 2.0 | $700,995 | 0 |
| [Caswell](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Vista-Collection/Caswell) | Single-Family Home | 3 | 2 | 1 | 2,464 | 3 | 1.0 | $627,995 | 1 |
| [Killian](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Vista-Collection/Killian) | Single-Family Home | 4–5 | 3 | 1 | 3,242 | 3 | 2.0 | $749,995 | 1 |
| [Sandy](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Vista-Collection/Sandy) | Single-Family Home | 4 | 3 | 0 | 2,686 | 3 | 1.0 | $654,995 | 0 |
| [Grayton](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/Breakwater-at-Ward-Creek/Vista-Collection/Grayton) | Single-Family Home | 4 | 3 | 1 | 2,839 | 3 | 1.0 | $667,995 | 1 |

## Amenities

- Gated
- Pool
- Fitness Center
- Clubhouse
- Multi-Purpose Fields
- Outdoor Fireplace
- Pickleball Courts
- Playgrounds
- Sports Fields
- Sport Court
- Tennis Courts

## Points of Interest

| Category | Name | Address | City | State | ZIP | Distance | Latitude | Longitude |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Restaurants and Cafes | The Craft Bar - Panama City Beach | 15600 Panama City Beach Pkwy | Panama City Beach | FL | 32413 | 3.1 | 30.222725 | -85.866029 |
| Restaurants and Cafes | Panera Bread | 101 Bluefish Dr | Panama City Beach | FL | 32413 | 3.2 | 30.220725 | -85.868894 |
| Restaurants and Cafes | Red Robin Gourmet Burgers and Brews | 100 Bluefish Dr | Panama City Beach | FL | 32413 | 3.2 | 30.220991 | -85.869613 |
| Restaurants and Cafes | Dusty's Oyster Bar | 16450 Front Beach Rd | Panama City Beach | FL | 32413 | 3.3 | 30.218603 | -85.881811 |
| Restaurants and Cafes | Starbucks | 15463 Panama City Beach Pkwy | Panama City Beach | FL | 32413 | 3.3 | 30.219477 | -85.864871 |
| Entertainment | Aaron Bessant Amphitheater | 500 W Park Dr | Panama City Beach | FL | 32413 | 3.1 | 30.222107 | -85.876957 |
| Entertainment | SkyWheel Panama City Beach | 15700 L C Hilton Jr Dr | Panama City Beach | FL | 32413 | 3.3 | 30.218174 | -85.872769 |
| Entertainment | Pier Park | 600 Pier Park Dr | Panama City Beach | FL | 32413 | 3.4 | 30.217936 | -85.873075 |
| Entertainment | Shipwreck Island Waterpark | 12201 Hutchison Blvd | Panama City Beach | FL | 32407 | 5.9 | 30.192989 | -85.826546 |
| Entertainment | ZooWorld Zoological Park | 9008 Front Beach Rd | Panama City Beach | FL | 32407 | 8 | 30.182227 | -85.787261 |
| Health and Fitness | TMH Physician Partners and Urgent Care |  | Panama City Beach | FL | 32413 | 1.8 | 30.240902 | -85.881824 |
| Health and Fitness | Aquatic Center | 16200 Panama City Beach Pkwy | Panama City Beach | FL | 32413 | 2.6 | 30.229459 | -85.877619 |
| Health and Fitness | Orangetheory Fitness | 15500 Panama City Beach Pkwy | Panama City Beach | FL | 32413 | 3.2 | 30.222057 | -85.864856 |
| Health and Fitness | American Family Care Panama City Beach | 15415 Panama City Beach Pkwy | Panama City Beach | FL | 32413 | 3.4 | 30.219199 | -85.864218 |
| Health and Fitness | Ascension Sacred Heart Emergency Care - Panama City Beach | 11111 Panama City Beach Pkwy | Panama City Beach | FL | 32407 | 6.4 | 30.194962 | -85.810781 |
| Parks and Recreation | Conservation Park | 100 Conservation Drive | Panama City Beach | FL | 32413 | 2.3 | 30.278764 | -85.915109 |
| Parks and Recreation | Russell-Fields Pier | 16201 Front Beach Rd | Panama City Beach | FL | 32413 | 3.5 | 30.215605 | -85.877233 |
| Parks and Recreation | Legacy Golf Club | 100 Fairway Blvd | Panama City Beach | FL | 32407 | 4.6 | 30.208699 | -85.841307 |
| Parks and Recreation | Camp Helen State Park | 23937 Panama City Beach Pkwy | Panama City Beach | FL | 32413 | 6.8 | 30.274728 | -85.991727 |
| Parks and Recreation | Inlet Beach |  |  | FL | 32413 | 7.8 | 30.276434 | -86.008129 |
| Schools and Cultural Venues | West Bay Elementary School | 14813 School Dr | Panama City | FL | 32413 | 2 | 30.288909 | -85.858789 |
| Schools and Cultural Venues | Surfside Middle School | 300 Nautilus St | Panama City Beach | FL | 32413 | 4.3 | 30.208670 | -85.852305 |
| Schools and Cultural Venues | Arnold High School | 550 Alf Coleman Rd | Panama City Beach | FL | 32407 | 5.8 | 30.203877 | -85.813750 |
| Schools and Cultural Venues | Gulf Coast State College | 5230 US-98 | Panama City | FL | 32401 | 10.6 | 30.185285 | -85.728782 |
| Schools and Cultural Venues | Florida State University Panama City | 4750 Collegiate Dr | Panama City | FL | 32405 | 10.7 | 30.189505 | -85.723193 |
| Shops and Retail Services | World Market | 15700 Panama City Beach Pkwy | Panama City Beach | FL | 32413 | 3 | 30.224012 | -85.868275 |
| Shops and Retail Services | Dillard's | 200 Pier Park Dr | Panama City Beach | FL | 32413 | 3.1 | 30.221591 | -85.872069 |
| Shops and Retail Services | Kirkland's Home | 15600 Panama City Beach Pkwy | Panama City Beach | FL | 32413 | 3.1 | 30.222536 | -85.865856 |
| Shops and Retail Services | The Fresh Market | 15500 Panama City Beach Pkwy | Panama City Beach | FL | 32413 | 3.2 | 30.221583 | -85.864021 |
| Shops and Retail Services | Target | 15555 Starfish St | Panama City Beach | FL | 32413 | 3.3 | 30.219168 | -85.868060 |