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2.99% (6.78% APR)
First-Year Rate

FHA 30-Year Fixed Rate with 3/2/1 Buydown
Limited Time Only on Select Homes

For a limited time on select quick move-in homes, Toll Brothers Mortgage Company is offering reduced interest rates for the first three years of your 30-year FHA fixed loan and then a locked interest rate starting with year four for the remaining loan term. This offer is only available on homes that close by January 30, 2026, so take advantage of this great rate now.

YEAR 1
2.99%
(6.78% APR)
YEAR 2
3.99%
(6.78% APR)
YEAR 3
4.99%
(6.78% APR)
YEARS 4 - 30
5.99%
(6.78% APR)

Discover the Toll Brothers 3/2/1 Buydown Program and give yourself one more reason to make your next move.

EXAMPLE: 3/2/1 BUYDOWN PROGRAM SAVINGS

  • Loan Type: 30-Year Fixed
  • Note Rate: 5.99% (6.78% APR)
  • Loan Amount: $532,743
YEAR 1
RATE
2.99%
(6.78% APR)
PAYMENT
$2,243.19/mo.

SAVINGS

WITH REDUCED RATES
(vs. 5.99% Note Rate)
$947.45/mo. = $11,369.40/yr
(Year 1 vs. Years 4 - 30)
YEAR 2
RATE
3.99%
(6.78% APR)
PAYMENT
$2,540.33/mo.

SAVINGS

WITH REDUCED RATES
(vs. 5.99% Note Rate)
$650.31/mo. = $7,803.72/yr
(Year 2 vs. Years 4 - 30)
YEAR 3
RATE
4.99%
(6.78% APR)
PAYMENT
$2,856.62/mo.

SAVINGS

WITH REDUCED RATES
(vs. 5.99% Note Rate)
$334.02/mo. = $4,008.24/yr
(Year 3 vs. Years 4 - 30)
YEARS 4 - 30
RATE
5.99%
(6.78% APR)
PAYMENT
$3,190.64/mo.
TOTAL SAVINGS =
$23,181.36
(First Three Years)

Take advantage of big savings today! Complete the form below to contact an expert and get started.

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Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions. Not to be combined with any other offer. Valid for new buyers only that sign an Agreement of Sale on select quick delivery homes between 12/17/25 and 12/29/25 and close by 1/30/26. Toll Brothers reserves the right to change or withdraw any offer at any time. 3/2/1 buydown reduces principal and interest payment rate below the 5.99% Note rate for the first three years after closing. Example: 2.99% first year, 3.99% second year, 4.99% third year, 5.99% in years 4-30. Based on $542,572 sales price and $523,581 base loan amount ($532,743 total loan amount with financed FHA upfront mortgage insurance premium) and 680 qualifying credit score. FHA maximum county conforming loan limits apply. Additional costs may apply for base loan amounts over $806,500. Payment factors at 2.99% is $4.21, 3.99% is $4.77, 4.99% is $5.36, 5.99% is $5.99 per $1,000 financed. Rate/program available through Toll Brothers Mortgage Company NMLS #18154 (www.nmlsconsumeraccess.org), see TollBrothersMortgage.com for state licensing information. Subject to change without notice and for qualified buyers only; other programs available. Incentives subject to maximum interested party contribution limits based on loan program and down payment. Buyer must complete a Rate Lock Agreement with Toll Brothers Mortgage to secure rate. This is not an offer where prohibited by law. See sales representative for details. 12/2025Equal Housing OpportunityEqual Housing Lender