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FHA 30-Year Fixed at 2.75% (6.71% APR) for the First Year with a 3/2/1 Buydown*

Limited Time Only on Select Homes

For a limited time on select quick move-in homes, Toll Brothers Mortgage Company is offering reduced interest rates for the first two years of your 30-year fixed loan and then a locked interest rate starting with year three for the remaining loan term. This offer is only available on homes that close by October 31, 2025, so take advantage of this great rate now.

YEAR 1
2.75%
(6.71% APR)
YEAR 2
3.75%
(6.71% APR)
YEAR 3
4.75%
(6.71% APR)
YEARS 4 - 30
5.75%
(6.71% APR)

Discover the Toll Brothers 3/2/1 Buydown Program and give yourself one more reason to make your next move.

EXAMPLE: 3/2/1 BUYDOWN PROGRAM SAVINGS

  • Loan Type: 30-Year Fixed
  • Note Rate: 5.75% (6.71% APR)
  • Loan Amount: $772,000
YEAR 1
RATE
2.75%
(6.71% APR)
PAYMENT
$3,151.62/mo.

SAVINGS

WITH REDUCED RATES
(vs. 5.75% Note Rate)
$1,353.56/mo. = $16,242.72/yr
(Year 1 vs. Years 4 - 30)
YEAR 2
RATE
3.75%
(6.71% APR)
PAYMENT
$3,575.25/mo.

SAVINGS

WITH REDUCED RATES
(vs. 5.75% Note Rate)
$929.93/mo. = $11,159.16/yr
(Year 2 vs. Years 4 - 30)
YEAR 3
RATE
4.75%
(6.71% APR)
PAYMENT
$4,027.12/mo.

SAVINGS

WITH REDUCED RATES
(vs. 5.75% Note Rate)
$478.06/mo. = $5,736.72/yr
(Year 3 vs. Years 4 - 30)
YEARS 4 - 30
RATE
5.75%
(6.71% APR)
PAYMENT
$4,505.18/mo.

SAVINGS

WITH REDUCED RATES
(vs. 5.75% Note Rate)
TOTAL SAVINGS =
$33,138.60
(First Three Years)

Take advantage of big savings today! Complete the form below to contact an expert and get started.

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†*Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions. Not to be combined with any other offer. Toll Brothers reserves the right to change or withdraw any offer at any time. Valid for new buyers only that sign an Agreement of Sale on select homes between 9/5/25 - 9/30/25 and close by 10/31/25. 3/2/1 buydown reduces principal and interest payments rate below the 5.75% Note rate for the first three years after closing. Example: 2.75% first year, 3.75% second year, 4.75% third year, then 5.75% in years 4-30. Based on $800,000 sales price and $772,000 base loan amount, ($785,510 total loan amount including financed FHA upfront mortgage insurance premium). Pmt. factors per $1,000 financed: 2.75% is $4.08, 3.75% is $4.63, 4.75% is $5.22 and 5.75% is $5.84. For qualified buyers only, other programs available. Rate/program available through Toll Brothers Mortgage Company: NMLS #18154 (www.nmlsconsumeraccess.org), CO: Michael Angelo LoCascio, Mortgage Loan Originator License No. 100053634, NMLS #326234; (480) 861-6955. Regulated by the Division of Real Estate; 8655 E Via De Ventura, Suite #E-200, Scottsdale, AZ, 85258, www.tollbrothersmortgage.com. Subject to change w/o notice and for qualified buyers only; other programs available. Incentives subject to maximum interested party contribution limits based on loan program and down payment. Buyer must complete a Rate Lock Agreement with Toll Brothers Mortgage to secure rate. This is not an offer where prohibited by law. See sales representative for details. CO-9/2025Equal Housing OpportunityEqual Housing Lender

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