8 Reasons to Retire in Arizona

By Toll Brothers 4 minute read

Last updated on September 19th, 2023

Why retire in Arizona? There are so many good reasons. Whether you prioritize a warm climate, a variety of available activities, local tax benefits, or overall quality of life, retirees will discover an ideal lifestyle and retirement experience in Arizona. Join us as we spotlight our top 8 reasons to retire in The Grand Canyon State, and comment below why you would consider retiring in Arizona.


1. Gorgeous Arizona weather

With the highest average annual sunlight in the country, Arizona is the ideal place for retirees who enjoy year-round sunshine. Arizona is known for being hot and dry, but the weather varies quite a bit depending on where you are and the time of year. While temperatures rise significantly during the summer months between June and August, Arizona offers dry, stable weather during the remainder of the year from fall to spring, often between 40 to 90 degrees Fahrenheit. In addition, Arizona sees an overwhelming number of days with clear blue skies compared to the ones that call for rain.

Luxe outdoor living space from Sterling Grove model
Sterling Grove by Toll Brothers in Surprise, AZ


2. Tax-friendly policies

Among the most appealing tax advantages that Arizona offers is its friendly fiscal structure in terms of the property and income taxes that retirees pay. As of 2023, Arizona has the lowest flat income tax in the country at 2.5% and is ranked 12th in the lowest property taxes of all U.S. states. Arizona does not tax social security benefits and offers tax exemptions on retirement income, including pensions and distributions from retirement accounts. Finally, Arizona does not impose an estate or inheritance tax when retirees pass their property or wealth to loved ones.

Modern farmhouse design in Arizona
Sterling Grove by Toll Brothers in Surprise, AZ


3. Ample outdoor activities

Arizona and its sublime weather allow retirees to enjoy various popular outdoor activities year-round. Hiking and biking are staples of recreational fun in Arizona thanks to the state’s many trails and mountain ranges, including the Sedona SummitsSuperstition Mountains, and the Grand Canyon. If photography is your passion, Arizona provides the perfect backdrop with its vibrant landscapes and captivating wildlife. Explore many of the parks and reserves for a chance encounter with one of the many bird species found in Arizona and other wildlife such as deer, javelinas, coyotes, and big horn sheep. Arizona is also a camping utopia, ranging from developed campgrounds to more remote backcountry camping, where stargazing in clear skies and low light pollution is a must-do on a picturesque Arizona night.

Scenic view in Arizona


4. Culture and the arts

Arizona’s rich cultural history is on full display in the many museums, art galleries, and historical sites throughout the state. The Phoenix Art Museum, the largest museum in the Southwest, is a must for any art enthusiast. At the same time, the Heard Museum provides visitors with a deeper understanding of the region’s indigenous peoples through a collection of Native American art and artifacts. For audiophiles, the Musical Instrument Museum houses an impressive array of instruments from around the world that you can observe, listen to, and even play. For those passionate about politics, the Arizona State Capitol building has a museum dedicated to the state’s history, government, and political development. More unique experiences including the Desert Botanical GardenBisbee Mining & Historical Museum, and Lowell Observatory are also available. 

city view in Arizona


5. An abundance of sports

For retirees who are diehard sports fans, there are endless options to enjoy a game in Arizona. Residents can root for the home team in any major professional sports league, whether it’s the CardinalsDiamondbacksCoyotesSuns, or Mercury. For fans of NASCAR, the Phoenix Raceway offers an opportunity to watch a Cup Series race up close and personal. If watching America’s pastime is your favorite way of passing the time, Arizona offers premier off-season MLB action with Cactus League Spring Training and the Arizona Fall League.

southwestern golf course
Sterling Grove by Toll Brothers in Surprise, AZ


6. Great golf in Arizona

Arizona’s golf scene is tough to beat whether you’re a scratch golfer or just trying to break 100. With accommodating weather, gorgeous views, and more than 300 courses, Arizona provides retirees with an array of golfing experiences, ranging from inexpensive municipal courses to challenging, tour-caliber venues. Some of the most notable courses in the state include Troon North Golf ClubGrayhawk Golf ClubWe-Ko-Pa Golf ClubSterling Grove Golf & Country Club, and many more. You can also sit back and enjoy watching the professionals at The Players Stadium Course at TPC Scottsdale, the host site of the annual Waste Management Phoenix Open, one of the most exhilarating events on the PGA Tour. 

golf course at sunset
Sterling Grove by Toll Brothers in Surprise, AZ


7. An ideal blend of metro and small-town living

Whether you prefer indulging in a vibrant, big-city lifestyle or enjoying a more laid-back, small-town atmosphere, Arizona allows retirees to explore both sides of the spectrum. Take a trip into Phoenix or Scottsdale and partake in top-notch shopping, or head over to a nearby city such as Surprise and savor some under-the-radar southwest cuisine at a local eatery. 

Entrance to sterling grove, a great place to retire in Arizona
Sterling Grove by Toll Brothers in Surprise, AZ


8. Retire in Arizona with Toll Brothers

If you’re considering retiring in Arizona, look no further than Toll Brothers’ exceptional Sterling Grove community, awarded the 2023 Master Plan Community of the Year by the Home Builders Association of Central Arizona. Showcasing nine distinct collections in the growing city of Surprise, Sterling Grove offers all-ages and 55+ communities featuring single-family and condo home designs with access to a large private clubhouse and spectacular resort-style amenities. Enjoy walking around local trails, eating and drinking at on-site restaurants, swimming in the sparkling pool, exercising in state-of-the-art facilities, relaxing at the full-service spa, golfing on the 18-hole Troon Privé Nicklaus Design golf course, and much more. 

Sterling Grove clubhouse with golf carts out front
Sterling Grove by Toll Brothers in Surprise, AZ


To learn more about Sterling Grove and why Arizona perfectly suits your retirement lifestyle, visit our website

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Embracing an unwavering commitment to quality and customer service, Toll Brothers currently builds in over 60 markets in 24 states nationwide, and is a publicly owned company with its common stock listed on the New York Stock Exchange (NYSE: TOL). In 2024, Toll Brothers marked 10 years in a row being named to the Fortune World's Most Admired Companies™ list.* Toll Brothers has also been named Builder of the Year by Builder magazine and is the first two-time recipient of Builder of the Year from Professional Builder magazine. For more information, visit TollBrothers.com. From Fortune, ©2024 Fortune Media IP Limited. All rights reserved. Used under license.

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